Job Description

About the Organization

We are a U.S.-based digital banking and FinTech payments enterprise delivering real-time payment infrastructure, embedded finance solutions, cross-border transaction platforms, and regulatory-compliant digital asset custody services.

Operating in a highly regulated and rapidly evolving financial ecosystem, our organization manages multi-billion-dollar transaction flows across retail banking clients, enterprise merchants, and institutional partners. We operate under federal and state regulatory oversight, including OCC guidance, FDIC alignment, SEC reporting requirements, AML/BSA mandates, and evolving consumer data protection frameworks.

As digital financial services expand and regulatory scrutiny intensifies, proactive compliance architecture and enterprise-wide governance are foundational to institutional trust and operational continuity.

We are seeking a strategic Director of Compliance to lead enterprise regulatory governance, AML/BSA oversight, policy implementation, audit coordination, and risk mitigation programs, fully remote within the United States.

This is not a monitoring-only role. This is an enterprise regulatory governance mandate.

Job Function

The Director of Compliance will oversee regulatory compliance strategy, AML/BSA programs, internal policy governance, risk monitoring frameworks, regulatory examination readiness, and cross-functional compliance alignment across digital banking operations.

This executive ensures adherence to federal and state financial regulations while strengthening operational integrity and institutional credibility.

Essential Duties and Responsibilities

• Develop and execute enterprise-wide compliance governance frameworks

• Oversee AML/BSA, KYC, OFAC, and transaction monitoring programs

• Lead regulatory examination preparedness and audit response initiatives

• Implement compliance risk assessment and mitigation methodologies

• Align internal policies with federal and state regulatory standards

• Monitor emerging regulatory developments impacting digital finance

• Strengthen internal controls and compliance documentation standards

• Oversee regulatory reporting submissions and disclosure governance

• Coordinate with Legal, Risk, and Operations on regulatory updates

• Establish compliance training and awareness programs organization-wide

• Present compliance posture updates to executive leadership and Board committees

• Lead distributed compliance teams and third-party advisory relationships

Strategic Support

• Advise the Chief Risk Officer on regulatory exposure and enterprise risk posture

• Support product innovation initiatives with proactive regulatory alignment

• Contribute to M&A due diligence and regulatory integration planning

• Align compliance frameworks with institutional investor expectations

• Guide digital transformation initiatives within compliance monitoring systems

• Strengthen ESG alignment and consumer protection governance

Job Qualifications and Requirements

• 12–18+ years of progressive compliance leadership experience

• 7+ years within banking, FinTech, payments, or regulated financial institutions

• Deep expertise in AML/BSA, OCC, FDIC, SEC, and federal compliance standards

• Proven experience leading regulatory examinations and audits

• Strong knowledge of digital payments and transaction monitoring frameworks

• Demonstrated success in building enterprise compliance governance systems

• Experience presenting to executive leadership and Board committees

• Bachelor’s degree required; JD, MBA, or CAMS certification strongly preferred

Personal Capabilities and Qualifications

• Strategic and governance-focused compliance leader

• Executive presence with strong regulatory communication skills

• High ethical standards and integrity orientation

• Analytical and detail-driven decision-maker

• Resilience in high-scrutiny regulatory environments

• Strong cross-functional collaboration capability

• Structured and policy-oriented mindset

• Ability to lead distributed compliance teams effectively

Working Conditions

• Fully Remote – United States

• Periodic domestic travel for regulatory meetings and board sessions (10–20%)

• High-accountability role tied to regulatory adherence and risk mitigation KPIs

• Executive-level reporting visibility

• Fast-paced, highly regulated financial environment

Compensation & Benefits

Total Executive Compensation Package: $315,000 – $418,000 USD

Executive Compensation Includes:

• Competitive base salary within stated range

• Performance-based annual incentive aligned with compliance and risk mitigation metrics

• Long-term equity participation and executive incentive plans

• Comprehensive health, dental, and vision coverage

• 401(k) with employer contribution

• Remote work flexibility and executive home office support

• Executive leadership development programs

• Generous PTO and executive leave structure

Why Join Us

• Lead compliance governance within a nationally recognized digital banking platform

• Influence regulatory integrity across high-volume financial transaction systems

• Partner with executive leadership to shape long-term risk strategy

• Competitive executive compensation aligned with enterprise governance impact

• Opportunity to architect a scalable compliance infrastructure in a rapidly evolving FinTech ecosystem